Firma Dla Każdego — The best-rated business incubator in Poland
in Poland
no social insurance, 6% income tax
Run your business without bureaucracy — no ZUS, 6% PIT, for 400 PLN/month.
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What we do?
How we work?
Working with us is simple and transparent. The entire process can be completed in 4 steps.
Contact & consultation
Get in touch with us. We'll discuss your business idea and find the best solution.
Signing the agreement
We sign the cooperation agreement. You receive a NIP, REGON and the ability to issue invoices.
Starting your business
You start operating legally. Issue invoices, serve clients, and grow your business.
Ongoing support
We provide accounting, legal and business advisory throughout the entire cooperation period.
What's included in the package?
Run a business without registration — you use our legal personality.
You receive your own bank account to manage your business.
Full accounting services — settlements, reporting, declarations.
Issue invoices in the incubator system — quickly and conveniently.
You don't have to pay ZUS contributions — save hundreds of PLN monthly.
Tax optimization — you pay only 6% income tax.
Ongoing legal support and business consulting.
Training, mentoring, and business contacts.
Partner Program
Refer us to your friends and earn. You receive a commission for every referred client.
1. Refer us
Recommend us to a friend — tell them about the FDK incubator or send them a link to our website.
2. Client joins
Your friend registers with the incubator and starts cooperation. When signing the agreement, they provide your details as the referrer.
3. You earn commission
After the referred person signs the agreement and pays the first month — you receive a referral bonus.
Customer Reviews
"Working with the Firma Dla Każdego Foundation was a bullseye. From the very beginning I felt taken care of — help with documents, quick contact, zero unnecessary bureaucracy. Thanks to the incubator I can invoice clients from all over Europe without setting up my own company. I recommend it to every freelancer!"
"As a foreigner in Poland, I was looking for a legal way to work as a freelancer. The Foundation explained everything, helped with documents and now I can invoice calmly. Very professional approach and fast communication. I recommend it to everyone!"
"I'm a translator working with several agencies simultaneously. The FDK incubator allows me to settle everything in one place, without registering a business. The support is very helpful and I issue invoices through CRM in a few minutes. Great solution for people working with multiple contractors."
"I've been cooperating with the Foundation for over a year. Everything is clear, transparent, with no payment delays. For a foreign freelancer this is the ideal option — no need to understand Polish tax law, they take care of everything. Very satisfied!"
"I run an online store for a German client and needed a simple way to invoice without my own company. FDK turned out to be the ideal solution — everything legal, fast and without complications. The foundation team is always available and happy to help. Highly recommend!"
Contact Us
Contact details
📞 +48 794 731 000 (EN/UA/RU)
📞 +48 575 594 500 (PL)
✉️ administracja@firmadlakazdego.pl
Address
Firma Dla Każdego Foundation
ul. Lwowska 17/4
00-660 Warsaw, Poland
Frequently Asked Questions
What is a business incubator?
A business incubator is an entity that helps novice, often inexperienced entrepreneurs take their first steps in the market. Their way of operating is to provide their own legal personality along with a comprehensive package of services: accounting, human resources, legal, and office services, offering a complete environment for establishing a business idea. In exchange, they usually charge a small, flat monthly fee that is competitive compared to market prices for business services.
Is a business incubator worth it?
Running your own business involves much more than just providing services or actively selling products. There are numerous obligations that must be fulfilled regularly. Invaluable assistance is provided by accounting offices, tax advisors, or a Business Incubator offering full support for your business idea. The team of such an incubator is made up of a group of people with specialized knowledge in the areas of accounting, tax law, and reporting obligations with respect to various institutions.
How much does it cost to get help from a business incubator?
Assistance provided by a business incubator is usually charged at the cost of a few hundred zlotys per month, during which the entrepreneur receives comprehensive support to function within market realities. In exchange for an optimized small sum, such as 400 PLN net, you can rely on professional accounting services, handling of all settlements and reporting to tax institutions, as well as ongoing help and advice on selecting the most optimal and secure way of operation.
How does a business incubator work?
A business incubator is more than just an accounting office. The most common form of operation is a non-governmental organization that provides its legal personality, name for accounting purposes, and enables the establishment of B2B relationships, while simultaneously allowing for building one’s own brand and market recognition. The incubator takes over the accounting duties, allowing the creator of the incubated business to focus on business development.
What services does a business incubator offer?
As part of the broadly-defined service of pre-incubating a business idea, a business incubator provides:
– its own legal personality – no need to register an entity
– comprehensive accounting – invoicing in the incubator’s system and their settlement
– no need to pay social insurance contributions
– access to an individual bank account enabling cashless settlements with clients and suppliers of products and services
– ongoing advice and professional legal support to navigate existing regulations
– additional services such as access to office space for meetings, correspondence handling, training for incubator beneficiaries, and access to special offers from partner entities.
How can I withdraw money from a business incubator?
Within the framework of a business incubator, you receive a bank account to manage settlements for your business. You also have continuous and constant access to it, so you can always check the payment status of issued invoices.
This account also serves you for making payments for services, products to sell, or devices needed for your day-to-day operations purchased for business needs. You simply issue a transfer to the supplier’s account, and provide the cost invoice to the incubator’s accounting department as a confirmation of your expenses.
The most enjoyable operation you can perform is drawing a salary from the profits you have generated. With the help of incubator employees, you will prepare all necessary documents for payout under a commission agreement or contract for work and receive a transfer to your private account.
What are the benefits of operating a business within a business incubator?
Running a business within a business incubator set up at a higher education institution primarily gives you the opportunity to safely test your business idea. At the same time, it offers specialized formal and advisory support from the incubator’s managers. The most important areas of such support are mainly accounting and legal advice, which can be complicated for people without significant business experience, as well as the absence of the need to pay social security contributions (ZUS).
What are academic incubators of entrepreneurship (AIP) and what do they offer?
Academic entrepreneurship incubators are most often units established by higher education institutions. Their aim is to support the economic activities of university employees, students, and doctoral candidates. In practice, such support means that there is no need to register your own company in any form, thanks to the so-called lending of legal personality of the incubator service provider.
Further benefits include ongoing assistance with settlements with contractors, as well as support from accounting and legal experts.
What are business accelerators?
Business accelerators are places, entities, or programs that support companies in the early stages of their presence in the market. Their task is to set the direction and the right pace of development for young companies. Unlike incubators, accelerators require an already operating company and provide mainly mentoring support, in the form of business contacts and advisory support to attract funding for further development.
What a startup is?
A start-up, or startup, is usually a newly established company, a young organization that is in the process of developing a business model to ensure its profitability. The most common characteristics of start-ups are: a short history of their existence, innovative ideas, scalability, and above-average expected profits, along with higher risks in case of failure.
What is a difference between company and startup?
A start-up is usually a young entity, often with a short market history, searching for the right development path and optimization of its business model. In practice, this means researching and determining the best way to introduce a product or service to the market while constantly improving it. When the developed business model leads to profitability and maintains it at a consistent level, it ceases to be a start-up and becomes a company.
How can I raise money/funds for my startup?
A good business idea is only part of the journey to a start-up’s success. Funding is also necessary, and the most common source is one’s own resources. According to the Polish Startups Report 2022, developed by the Startup Poland Foundation, this accounts for 68% of cases. However, there are many external financing sources, among which the most popular are national venture capital funds, business angels, NCBiR funds, PARP support, national business accelerators, and PFR funds.
What do I need to do to start a business with the Foundation?
You need to contact the Foundation via the application form, by phone, or by email. The first step is to review the informational materials and the cooperation agreement. After accepting the terms, the agreement is signed during a meeting at the company's headquarters or by sending a signed scan of the agreement (remote mode).
Do I need to be a student to start a business with the Foundation?
No, the Foundation supports all individuals regardless of their status (age, education, etc.). The only factor that may prevent cooperation is the industry. Excluded industries are catering, construction, and medical (including cosmetology).
Do I have to pay social insurance (ZUS) contributions?
Students under 26 do not pay ZUS or income tax regardless of the venture. Persons working under a work-for-hire (dzieło) contract are exempt from ZUS, as payment is based on a work-for-hire agreement. In trade industries (e-commerce, dropshipping), settlement is via a mandate contract, generating ZUS and income tax (44%) obligations for persons without student status under 26 or another insurance title.
What is the minimum and maximum cooperation period?
The agreement is signed for an indefinite period with 1-month notice. The minimum cooperation period is 2 months.
What taxes do I have to pay?
You pay VAT (unless you benefit from a subject-matter exemption), income tax (6% or 9.6% depending on the activity), and possibly ZUS in trade industries. Persons under 26 do not pay income tax.
What does the 400 PLN monthly package include?
The package includes use of the Foundation's legal personality, accounting, legal advisory, tax advisory, and HR advisory within the scope of the conducted venture.
Can I settle with my contractor on a B2B basis?
Yes, it is the same form of cooperation as if you had your own company, with the difference that the Foundation will be the contracting party.
Can I have my own logo and company name?
Yes, you shape your brand image yourself. The Foundation's details do not even have to appear on your website.
How does using the Foundation's legal personality work in practice?
On invoices, the Foundation's registration data appears as the seller. Contracts with contractors are signed by the Foundation after prior review by lawyers.
What legal form of activity will I have?
The relationship with the Foundation is a civil-law contract (mandate contract or work-for-hire contract), on the basis of which you withdraw profits. You are formally a person employed by the Foundation. Partnership cooperation is possible, but the Foundation does not regulate mutual obligations between partners.
Does the Foundation guarantee trademark protection?
No, you can do this on your own at the Patent Office. Our lawyers can guide you through this process.
Do my details appear on contracts with clients?
Yes, your details appear in the preamble of the contract, so the contractor knows that you are the actual performer, not the Foundation.
Who signs contracts with my contractors?
All contracts with your contractors are signed by authorized persons on behalf of the Foundation, e.g. the board of directors.
Do you help create contracts/regulations/GDPR procedures? How long does it take?
Contracts are verified by the legal department within a maximum of a few business days. The package includes 2 hours of lawyer work per month; each additional 30 minutes is subject to an extra charge.
How/where do I issue invoices?
Upon signing the cooperation agreement, you will receive access to the invoicing system where you issue invoices online.
Do I have full freedom in using the funds in my account?
All transfers must be entered according to the Foundation's internal rules. Transfers are authorized after receiving all necessary documents (signed contract scans, VAT invoices, etc.).
Do you help obtain funding/grants?
No, the Foundation does not provide information about funding and does not personally prepare applications for projects carried out under its wing.
Are there additional charges beyond the PLN 400 fixed fee?
Yes, they mainly result from exceeding the allowed number of accounting documents, exceeding the legal advisory limit, or salary withdrawals above PLN 10,000 in a given month. Details are in the Terms and Conditions on the website.
Am I insured under the Foundation?
You can pay social and health insurance contributions. Insurance depends on the type of services provided. The minimum cost of health insurance is PLN 49 per month.
Do you accept cryptocurrency settlements?
Yes, cryptocurrency received from a contractor must be transferred through an electronic payment provider to the Foundation's account in PLN.