Insurance Policies
Health, liability, and accident insurance for foreigners in Poland
Health Insurance
Health insurance is one of the most important documents required for legalizing stay in Poland. Foreigners applying for a residence permit must provide confirmation of insurance covering medical treatment costs in Poland. We help select a policy that meets official requirements.
We offer health insurance from reputable insurance companies, tailored to the needs of foreigners. Policies cover doctor visits, hospitalization, diagnostic tests, outpatient procedures, and dental treatment. Individual and family options are available.
We help select the optimal coverage -- from basic policies meeting minimum official requirements to extended packages providing comprehensive medical care at the level of private clinics. Each policy is individually matched to the client's situation.
Liability and Accident Insurance
Civil liability insurance (OC) protects against the financial consequences of damage caused to third parties. For foreigners working in Poland on B2B contracts or practicing freelance professions, having liability insurance is particularly important -- it protects against claims from contractors as well as damage caused in everyday life.
Accident insurance (NNW) provides financial protection in the event of bodily injury resulting from an accident. The policy covers benefits for permanent health impairment, hospital stays, inability to work, and -- in the worst case -- the death of the insured person.
We advise on selecting the appropriate sums insured and scope of coverage. We help understand policy terms, claims procedures, and compensation rules -- which is especially important for people unfamiliar with the Polish insurance system.
Travel Insurance
Travel insurance is required when applying for visas to many countries and also serves as protection during personal and business trips. We offer travel policies covering medical treatment abroad, medical transport, luggage, and civil liability while traveling.
For foreigners living in Poland and traveling to Schengen countries or outside the EU, we prepare policies meeting consular requirements -- with a minimum coverage of EUR 30,000 and coverage of medical repatriation costs. Policies are available for periods ranging from a few days to a year.
Travel insurance can be extended with additional options: extreme sports, chronic diseases, pregnancy, work abroad, or car rental. We help select the scope of coverage appropriate to the purpose and nature of the trip.
How to Choose a Policy?
Choosing the right insurance policy can be difficult, especially for people unfamiliar with the Polish insurance market. That is why we offer a free consultation during which we analyze the client's individual situation -- purpose of stay, type of work, health status, travel plans -- and recommend the optimal solution.
We cooperate with many insurance companies, which allows us to compare offers and select the most cost-effective policy with the appropriate scope of coverage. We are not tied to one insurer -- we act in the client's interest.
After choosing a policy, we help with activation, explain how to use the insurance, and outline the claims procedure. If needed, we assist in communications with the insurance company -- also in English and Russian.
We will find the right policy for you
Contact us for a free insurance consultation.